/* ============================================================
   JRTR Financial Consulting — Brand tokens
   Orange #F5881F / Navy #013A6F / Grey #999999 / Black #000
   ============================================================ */

:root {
  --navy: #013A6F;
  --navy-deep: #01213F;
  --navy-soft: #0E4C89;
  --orange: #F5881F;
  --orange-deep: #D9700F;
  --grey: #999999;
  --grey-line: #E3E6EA;
  --paper: #FBFAF7;
  --white: #FFFFFF;
  --ink: #101418;

  --font-display: 'Baloo 2', system-ui, sans-serif;
  --font-body: 'Manrope', system-ui, sans-serif;

  --container: 1120px;
  --radius-lg: 26px;
  --radius-md: 16px;
  --radius-sm: 10px;

  --shadow-card: 0 1px 2px rgba(1, 58, 111, 0.06), 0 10px 24px -12px rgba(1, 58, 111, 0.18);
}

*, *::before, *::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  line-height: 1.55;
}

h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--navy);
  margin: 0 0 0.4em;
  line-height: 1.12;
  font-weight: 700;
  letter-spacing: 0.2px;
}

p { margin: 0 0 1em; color: #33393F; max-width: 62ch; }

a { color: inherit; text-decoration: none; }

img { max-width: 100%; display: block; }

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 28px;
}

@media (prefers-reduced-motion: reduce) {
  * { animation-duration: 0.001ms !important; transition-duration: 0.001ms !important; }
  html { scroll-behavior: auto; }
}

/* ---------- focus ---------- */
a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible {
  outline: 3px solid var(--orange);
  outline-offset: 2px;
  border-radius: 4px;
}

/* ---------- buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 0.98rem;
  padding: 13px 26px;
  border-radius: 999px;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background-color 0.15s ease, border-color .15s ease;
}
.btn-primary {
  background: var(--orange);
  color: var(--white);
  box-shadow: 0 8px 20px -8px rgba(245, 136, 31, 0.65);
}
.btn-primary:hover { background: var(--orange-deep); transform: translateY(-1px); }

.btn-ghost {
  background: transparent;
  border-color: rgba(255,255,255,0.55);
  color: var(--white);
}
.btn-ghost:hover { border-color: var(--white); background: rgba(255,255,255,0.08); }

.btn-outline-navy {
  background: transparent;
  border-color: var(--navy);
  color: var(--navy);
}
.btn-outline-navy:hover { background: var(--navy); color: var(--white); }

/* ---------- top nav ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(251, 250, 247, 0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--grey-line);
}
.nav-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
}
.brand img { height: 42px; width: auto; }
.brand-word {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--navy);
  font-size: 1.05rem;
  line-height: 1.1;
}
.brand-word span { display: block; font-family: var(--font-body); font-weight: 600; color: var(--orange); font-size: 0.68rem; letter-spacing: 1.5px; }

.nav-links {
  display: flex;
  align-items: center;
  gap: 30px;
}
.nav-links a {
  font-weight: 600;
  font-size: 0.96rem;
  color: var(--navy);
  padding: 6px 2px;
  border-bottom: 2px solid transparent;
  transition: border-color .15s ease, color .15s ease;
}
.nav-links a:hover, .nav-links a[aria-current="page"] { border-color: var(--orange); }

.nav-cta { display: flex; align-items: center; gap: 18px; }
.nav-cta .btn { padding: 10px 20px; font-size: 0.9rem; background: var(--navy); color: #fff; box-shadow: none; }
.nav-cta .btn:hover { background: var(--navy-soft); }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
}
.nav-toggle svg { display: block; }

@media (max-width: 860px) {
  .nav-links { position: fixed; inset: 66px 0 0 0; background: var(--paper); flex-direction: column; align-items: flex-start; padding: 22px 28px; gap: 6px; border-top: 1px solid var(--grey-line); transform: translateY(-8px); opacity: 0; pointer-events: none; transition: opacity .18s ease, transform .18s ease; }
  .nav-links.open { transform: translateY(0); opacity: 1; pointer-events: auto; }
  .nav-links a { width: 100%; padding: 12px 0; border-bottom: 1px solid var(--grey-line); }
  .nav-cta .btn-outline-navy { display: none; }
  .nav-toggle { display: inline-flex; }
}

/* ---------- hero ---------- */
.hero {
  background: var(--navy);
  background-image: radial-gradient(1100px 500px at 82% -10%, rgba(245,136,31,0.20), transparent 60%);
  color: var(--white);
  padding: 78px 0 96px;
  position: relative;
  overflow: hidden;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 56px;
  align-items: center;
}
.eyebrow-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.22);
  color: #EAF1F9;
  font-weight: 600;
  font-size: 0.85rem;
  padding: 7px 14px;
  border-radius: 999px;
  margin-bottom: 22px;
}
.eyebrow-pill .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--orange); }

.hero h1 {
  color: var(--white);
  font-size: clamp(2.3rem, 4.4vw, 3.4rem);
  max-width: 15ch;
}
.hero p.lead {
  color: #D9E3EE;
  font-size: 1.12rem;
  max-width: 46ch;
  margin-bottom: 30px;
}
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }

.hero-stats { display: flex; gap: 34px; flex-wrap: wrap; }
.hero-stats div { min-width: 110px; }
.hero-stats strong { display: block; font-family: var(--font-display); font-size: 1.5rem; color: var(--white); }
.hero-stats span { font-size: 0.84rem; color: #B9C7D6; }

/* quadrant mark visual echoing the logo grid */
.quad-mark {
  display: grid;
  grid-template-columns: 1fr 1fr;
  grid-template-rows: 1fr 1fr;
  gap: 14px;
  aspect-ratio: 1 / 1;
  max-width: 420px;
  margin-left: auto;
}
.quad-mark .tile {
  border-radius: 22px;
  padding: 22px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  min-height: 0;
  box-shadow: 0 18px 34px -18px rgba(0,0,0,0.5);
}
.quad-mark .tile h4 { margin: 0 0 4px; font-size: 1.05rem; }
.quad-mark .tile p { margin: 0; font-size: 0.82rem; color: rgba(255,255,255,0.85); max-width: none; }
.quad-mark .tile.orange { background: var(--orange); }
.quad-mark .tile.orange h4, .quad-mark .tile.orange p { color: var(--white); }
.quad-mark .tile.navy-soft { background: var(--navy-soft); }
.quad-mark .tile.white { background: var(--white); }
.quad-mark .tile.white h4 { color: var(--navy); }
.quad-mark .tile.white p { color: #5B6672; }
.quad-mark .tile.deep { background: var(--navy-deep); }
.quad-mark .tile.deep h4, .quad-mark .tile.deep p,
.quad-mark .tile.navy-soft h4, .quad-mark .tile.navy-soft p { color: var(--white); }
.quad-mark .tile.deep p, .quad-mark .tile.navy-soft p { color: rgba(255,255,255,0.85); }

@media (max-width: 860px) {
  .hero-grid { grid-template-columns: 1fr; }
  .quad-mark { margin: 0 auto; max-width: 340px; }
}

/* ---------- sections ---------- */
section { padding: 84px 0; }
.section-tight { padding: 60px 0; }
.section-head { max-width: 640px; margin-bottom: 48px; }
.section-head h2 { font-size: clamp(1.7rem, 3vw, 2.3rem); }
.section-head p { font-size: 1.04rem; }
.kicker { color: var(--orange); font-weight: 700; font-size: 0.85rem; letter-spacing: 0.4px; display: inline-block; margin-bottom: 10px; }

.bg-white { background: var(--white); border-top: 1px solid var(--grey-line); border-bottom: 1px solid var(--grey-line); }
.bg-navy { background: var(--navy); color: var(--white); }
.bg-navy h2, .bg-navy h3, .bg-navy h4 { color: var(--white); }
.bg-navy p { color: #CFDCE9; }

/* trust strip */
.trust-strip { display: flex; flex-wrap: wrap; gap: 40px 56px; align-items: center; justify-content: space-between; }
.trust-item { display: flex; align-items: center; gap: 12px; }
.trust-item .ico { width: 40px; height: 40px; border-radius: 10px; background: #FFF1E2; color: var(--orange); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.trust-item strong { display: block; color: var(--navy); font-size: 0.95rem; }
.trust-item span { color: var(--grey); font-size: 0.84rem; }

/* pillar / service cards */
.pillars {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.pillar-card {
  background: var(--white);
  border: 1px solid var(--grey-line);
  border-radius: var(--radius-md);
  padding: 26px 22px;
  box-shadow: var(--shadow-card);
}
.pillar-card .tag { display: inline-block; font-size: 0.72rem; font-weight: 700; letter-spacing: 0.5px; color: var(--orange); background: #FFF1E2; padding: 4px 10px; border-radius: 999px; margin-bottom: 14px; }
.pillar-card h3 { font-size: 1.15rem; margin-bottom: 8px; }
.pillar-card p { font-size: 0.92rem; color: #57616B; }

@media (max-width: 980px) { .pillars { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .pillars { grid-template-columns: 1fr; } }

/* services detail list */
.service-detail {
  display: grid;
  grid-template-columns: 46px 1fr;
  gap: 18px;
  padding: 30px 0;
  border-bottom: 1px solid var(--grey-line);
}
.service-detail:first-of-type { padding-top: 0; }
.service-detail .num {
  font-family: var(--font-display);
  color: var(--orange);
  font-size: 1.1rem;
  font-weight: 700;
}
.service-detail h3 { font-size: 1.3rem; margin-bottom: 8px; }
.service-detail ul { margin: 14px 0 0; padding-left: 20px; color: #4B5560; }
.service-detail li { margin-bottom: 6px; font-size: 0.95rem; }

/* two column */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
@media (max-width: 860px) { .split { grid-template-columns: 1fr; } }

/* about credential list */
.cred-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 14px; }
.cred-list li { display: flex; gap: 12px; align-items: flex-start; font-weight: 600; color: var(--navy); }
.cred-list li .dot-ico { width: 22px; height: 22px; border-radius: 50%; background: var(--orange); flex-shrink: 0; margin-top: 2px; display: flex; align-items: center; justify-content: center; }
.cred-list li .dot-ico svg { width: 12px; height: 12px; }

.timeline { border-left: 2px solid var(--grey-line); padding-left: 26px; display: grid; gap: 30px; }
.timeline .item .role { font-weight: 700; color: var(--navy); font-family: var(--font-display); font-size: 1.05rem; }
.timeline .item .meta { color: var(--orange); font-weight: 600; font-size: 0.85rem; margin-bottom: 6px; display: block; }
.timeline .item p { font-size: 0.94rem; color: #4B5560; }

/* CTA band */
.cta-band {
  background: var(--orange);
  background-image: radial-gradient(700px 300px at 10% 0%, rgba(255,255,255,0.18), transparent 60%);
  color: var(--white);
  padding: 64px 0;
  text-align: center;
}
.cta-band h2 { color: var(--white); font-size: clamp(1.6rem, 3vw, 2.2rem); }
.cta-band p { color: #FFEBD4; margin: 0 auto 26px; }
.cta-band .btn-primary { background: var(--navy); box-shadow: none; }
.cta-band .btn-primary:hover { background: var(--navy-deep); }

/* footer */
.site-footer { background: var(--navy-deep); color: #B9C7D6; padding: 56px 0 26px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 40px; }
.footer-grid h4 { color: var(--white); font-size: 0.95rem; margin-bottom: 14px; }
.footer-grid a { display: block; color: #B9C7D6; font-size: 0.92rem; padding: 5px 0; }
.footer-grid a:hover { color: var(--orange); }
.footer-brand img { height: 40px; margin-bottom: 14px; }
.footer-brand p { color: #8FA1B4; font-size: 0.88rem; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.12); padding-top: 22px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px; font-size: 0.82rem; color: #7F92A5; }
@media (max-width: 760px) { .footer-grid { grid-template-columns: 1fr 1fr; } }

/* page hero (interior pages) */
.page-hero {
  background: var(--navy);
  color: var(--white);
  padding: 58px 0 70px;
}
.page-hero h1 { color: var(--white); font-size: clamp(2rem, 4vw, 2.7rem); max-width: 20ch; }
.page-hero p { color: #D9E3EE; font-size: 1.05rem; max-width: 52ch; }
.breadcrumb { font-size: 0.85rem; color: #A9BDD0; margin-bottom: 16px; }
.breadcrumb a { color: #A9BDD0; }
.breadcrumb a:hover { color: var(--orange); }

/* contact page */
.contact-grid { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 56px; }
@media (max-width: 900px) { .contact-grid { grid-template-columns: 1fr; } }
.contact-card { background: var(--white); border: 1px solid var(--grey-line); border-radius: var(--radius-md); padding: 30px; box-shadow: var(--shadow-card); margin-bottom: 18px; }
.contact-card h3 { font-size: 1rem; margin-bottom: 4px; }
.contact-card a.value { color: var(--orange); font-weight: 700; font-size: 1.05rem; }

.form-field { margin-bottom: 18px; }
.form-field label { display: block; font-weight: 700; color: var(--navy); font-size: 0.9rem; margin-bottom: 6px; }
.form-field input, .form-field select, .form-field textarea {
  width: 100%;
  font-family: var(--font-body);
  font-size: 0.98rem;
  padding: 12px 14px;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--grey-line);
  background: var(--white);
  color: var(--ink);
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus {
  border-color: var(--orange);
  outline: none;
  box-shadow: 0 0 0 4px rgba(245,136,31,0.15);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
@media (max-width: 560px) { .form-row { grid-template-columns: 1fr; } }
.form-note { font-size: 0.82rem; color: var(--grey); margin-top: 10px; }
.form-success { display: none; background: #EAF7EE; border: 1px solid #BEE3C8; color: #1E6B33; padding: 16px 18px; border-radius: var(--radius-sm); font-weight: 600; margin-bottom: 18px; }

/* faq */
.faq-item { border-bottom: 1px solid var(--grey-line); padding: 22px 0; }
.faq-item summary { cursor: pointer; font-family: var(--font-display); color: var(--navy); font-size: 1.05rem; list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 16px; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary .plus { flex-shrink: 0; width: 26px; height: 26px; border-radius: 50%; border: 1.5px solid var(--grey-line); display: flex; align-items: center; justify-content: center; color: var(--orange); font-size: 1.1rem; transition: transform .18s ease; }
.faq-item[open] summary .plus { transform: rotate(45deg); }
.faq-item p { margin-top: 14px; font-size: 0.96rem; }

/* utility */
.text-center { text-align: center; }
.mx-auto { margin-left: auto; margin-right: auto; }